Invest in Yourself, Save for your Future, and Build Generational Wealth
UJAMAA account holders will be able to
Have their cash deposits 100% protected and insured, accessible 24/7.
Pay bills, transfer money, send to friends & family, and receive your paycheck in stable digital currency and in cryptocurrency immediately available.
Lend, invest, and trade stable digital currency and crypto currency, to earn dividends and interest.
Have their cash deposits 100% protected and insured, accessible 24/7.
Convert stable digital coins into cash or other digital products*, providing additional transaction security for merchants and individuals.
Pay bills, transfer money, send to friends & family, and receive your paycheck in stable digital currency and in cryptocurrency immediately available.
Lend, invest, and trade stable digital currency and crypto currency, to earn dividends and interest.
Top Reasons
We’re on a mission to serve unbanked and underbanked communities.
Why are Black and Brown communities more likely to be underbanked?
In 1863 when the Emancipation Proclamation was signed, Black people in America held a little less than 1% of American wealth. Today that percentage is still the same.
In 1863 when the Emancipation Proclamation was signed, Black people in America held a little less than 1% of American wealth. Today that percentage is still the same.
High account fees
Too hard to meet minimum balance requirements
Personal identification or credit issues
Privacy concerns
Mistrust of banks
According to an FDIC Survey
0%
Black and Latinx households do not have a bank account.
0%
Black and Latinx families have a bank account but used non-bank credit or transaction products in the last year.
Proposal
A programmable and customizable account that allows you to use your funds the way you want.
THE
UJACOIN
Save some coin. Make some coin. Ujacoin
A programmable digital stable coin. Which can be used for instant, secure, and private transactions.